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Exchange Bank Debit Cards are now able to connect to your digital wallet making spending easier and more convenient.

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Exchange Bank is a true community bank that helps local farmers, neighbors, and communities thrive. We provide timeless, yet timely solutions for our customers that are personalized for their specific goals. We are the team that shows up not only in the branch, but in your neighborhoods, at youth events, and at local businesses. We join our customers on their financial journey with the experience, positivity and passion that help them grow. If you're ready to experience the difference that comes with working with a community bank focused on serving your needs, click the button below to connect with the team at Exchange Bank.

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Community Involvement

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5K for Scotland Cross Country

Join us on October 17th for a 5K to benefit the Scotland County R-1 Cross Country Team! It will be a great time for a great cause, we hope to see you there!

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EBCO & FHLB join forces to support the Schuyler County Council on Aging

We are proud to partner with the Federal Home Loan Bank of Des Moines in awarding a Member Impact Fund grant to the Schuyler County Council on Aging. This investment will help support programs and resources  dedicated to improving the quality of life for seniors by providing valuable services and resources that promote independence, connection, and well-being. 

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Latest from the Blog

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Business Banking Local Banking

What Can a Community Bank Do for Your Business?
Most business owners don’t rethink their banking relationship because of one rate. It’s usually the smaller frustrations that add up, like a question that takes too long to answer, having to explain the business again each time you call, or...
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Business Banking Cyber Security

The Check Fraud Schemes Small Businesses Are Seeing Right Now
You’d think paper checks would be too old-fashioned to interest criminals in 2026. The opposite is true. 58%  of organizations in the 2026 AFP Payments Fraud and Control Survey reported check fraud, making checks the payment method most...
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Budgeting Personal Finances Spending

9 Summer Spending Mistakes to Avoid This Year
Summer is supposed to feel lighter. We get to enjoy longer days, more time spent outside, and a few extra treats that make the season so memorable. And then the bank account feels… heavier in the wrong way. If your budget tends to drift once...